CASE STUDY

At 51, David led a full and active family life as a husband and father to two teenagers whilst running his own business. In fact he was driving his daughter to early morning sports training when he felt the tightening in his throat – the first sign of his heart attack. With the payment from his trauma insurance policy David was able to continue to meet the business overheads, household debts and afford the rehabilitation program recommended by his doctors. David’s experience is not uncommon with one in six Australians suffering cardio vascular disease at some time in their life.

Unfortunately not everyone is as prepared as David was

 

 

 

Want to know more?

  • Income Protection Insurance
  • Life Insurance
  • Total Permanent Disability Insurance
  • Trauma Insurance
 

TRAUMA INSURANCE

Trauma insurance helps minimise the financial stress if you are diagnosed with a specified medical condition. You are covered for a wide range of medical events such as heart attack, stroke, cancer & blindness. Upon confirmation of diagnosis you will be paid a lump sum.

The payment could be used to reduce your debts, pay ongoing medical and rehabilitation expenses, home modifications or other expenses.
Trauma insurance affords you the opportunity to focus on your recovery to health knowing financial assistance is at hand.

Whilst benefits will be reviewed in line with changes to CPI, if your circumstances change you should take the time to review your level of cover to ensure you are not underinsured.

Vaughan and Monaghan deal with leading insurers and will work with you to determine the most appropriate level of trauma insurance protection cover for your individual requirements.

Below are events generally covered by Trauma insurance:

Cancer Events
  • Carcinoma in Situ of
    the Breast
  • Hodgkin’s Disease
  • Invasive Cancer
  • Leukemia
  • Malignant Bone Marrow Disorder
  • Skin Cancer
    Coronary Events
  • Cardiomyopathy
  • Coronary Artery Angioplasty
  • Coronary Artery By-Pass Surgery
  • Heart Attack
  • Heart Valve Surgery
  • Other Serious Coronary Artery
    Disease
  • Pulmonary Artery Hypertension
    (Primary)
  • Stroke
  • Surgery to the Aorta
  Other Serious Crisis Events
  • Accidental HIV Infection
  • Alzheimer’s Disease
  • Aplastic Anaemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Chronic Liver Disease
  • Chronic Lung Disease
  • Coma
  • Dementia
  • Hemiplegia
  • Kidney Failure
  • Loss of Hearing
  • Loss of Independence
  • Loss of Limbs and/orSight
  • Loss of Speech
  • Major Burns
  • Major Head Trauma
  • Major Organ Transplant
  • Motor Neurone Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Paraplegia
  • Parkinson’s Disease
  • Pneumonectomy
  • Quadriplegia
  • Rheumatoid Arthritis
  • Terminal Illness
  • Viral Encephalitis



“Let debt be the least of your worries.”

 

For further information contact:

Stephen O’Donoghue Authorised Representative No. 263633

Phone:  (02) 9485 3618

Email:    stepheno@rjvm.com.au